No Doc Loans
Mortgages with Minimal Documentation
No Doc Loans are ideal for borrowers who want a mortgage without extensive paperwork. If you’re self-employed, an investor, or simply need a fast and flexible option, these loans allow you to qualify with minimal documentation while still getting competitive rates and fast funding.
Loans up to $3M
No income of employment verification required
Fast approvals and closings, often in 15 days
Call (804) 362-7600 to speak with an investor loan specialist
Get a Quote
How No Doc Loans Work
No Doc Loans let borrowers qualify with limited financial documentation. Lenders primarily evaluate your credit history, assets, and overall financial profile rather than relying on traditional income verification.
This makes No Doc Loans perfect for:
- Self-employed borrowers whose tax returns don’t reflect full income
- Investors purchasing multiple properties
- Borrowers who need fast approvals without extensive paperwork
Benefits of No Doc Loans include:
- Quick qualification and approval, helping you move fast on properties
- Minimal documentation requirements to streamline the mortgage process
- Preserving cash flow while still securing a competitive mortgage
- Flexible options for primary residences, second homes, or investment properties
By focusing on your overall financial picture rather than detailed income documentation, these loans give you the flexibility and speed you need to act confidently in competitive markets.
Loan Program Highlights
Loan Amounts:
• $100,000 – $3,000,000
Loan-to-Value (LTV):
• Up to 75% for investment properties
Documentation:
• Only proof of assets and credit history required
Terms:
• Fixed or adjustable-rate, 15–30 years
Fast Closing:
• Average 15 days
Why Borrowers
Choose Us
Self-employed borrowers and investors choose us for fast, flexible financing with minimal documentation, backed by expert guidance and access to hundreds of lenders for competitive options.
Call (804) 362-7600 to speak with an expert.