Fix & Flip Loans for
Real Estate Investors
Fast, Flexible Financing for Purchase & Renovation
Fund your next fix & flip with short-term financing designed for speed and investor success. Borrow up to 90% of the purchase price and 100% of renovation costs, with closings in as little as 10 days.
Loan amounts up to $3M
No traditional income verification
Built for speed in competitive markets
Call (804) 362-7600 to speak with an investor loan specialist
Get a Quote
How Fix & Flip Loans Work
Fix & Flip loans—often structured as bridge loans, gap financing, or renovation loans—are designed for real estate investors who need fast, flexible, and reliable funding. These short-term loans can cover both purchase and rehab costs, letting you preserve cash flow while taking on more projects.
In competitive markets, timing is everything. With the right financing in place, you can secure properties faster, renovate efficiently, and maximize your returns.
Fix & Flip Loan Program Highlights
Loan-to-Value (LTV):
• Up to 90% of the purchase price
• Up to 100% of renovation costs
• Not to exceed 75% of After Repair Value (ARV)
Loan Amounts:
• $50,000 – $2,000,000 for 1–4 unit properties, condos, and townhomes
• $250,000 – $3,000,000 for multifamily (5+) and mixed-use properties
Loam Term:
• 12 to 18 months
Minimum After Repair Value (ARV):
• Single-family: $100,000
• 2–4 units: $100,000
• Multifamily (5+) / Mixed-use: $375,000
Why Investors Choose our
Fix & Flip Loans
Whether you’re completing your first flip or managing multiple projects, we’ll help structure a loan that fits your strategy and exit plan.
Call (804) 362-7600 to speak with an expert.
Fast, simple prequalification process
Clear, open communication from start to finish
Personalized guidance for every investment scenario
Experienced mortgage advisors who understand investor timelines
Financing structured for speed, execution, and scalability
Get Started Today
Ready to fund your next investment property? Our mortgage specialists are standing by to provide fast, personalized guidance and a competitive rate tailored to your project.