Business Owner Loans
Flexible Mortgage Solutions for Entrepreneurs and Business Owners
Loans up to $2M
Qualify using business income instead of W-2s
Fast pre-approval and streamlined approval process
Call (804) 362-7600 to speak with an investor loan specialist
Get a Quote
Business Owner Loans Built for Entrepreneurs
Business Owner Loans are structured to reflect how entrepreneurs actually earn income. Rather than relying solely on tax returns that may show reduced income due to deductions, lenders can review multiple financial indicators, including:
- Business revenue and cash flow
- Profit & loss statements
- Business and personal bank statements
- Assets and overall financial profile
This flexible approach allows you to:
- Qualify faster than traditional mortgage programs
- Maintain liquidity for your business operations
- Purchase a home or investment property with confidence
- Avoid delays caused by complex tax returns or deductions
Whether you’re buying a primary residence, second home, or investment property, Business Owner Loans provide the flexibility entrepreneurs need to move forward quickly and efficiently.
Business Owner Loan Program Highlights
Loan Amounts:
Loan-to-Value (LTV):
• Up to 80% for investment properties
Documentation:
• Business or personal bank statements
• Proof of assets and financial strength
• Minimal additional paperwork
Terms:
• Fixed or adjustable-rate options
• Standard 15–30 year terms
Fast Closing:
• Average closing time of 15 days
Self-Employed Home Loans:
A Related Option
Many borrowers who qualify for Business Owner Loans are also eligible for Self-Employed Home Loans, another flexible mortgage solution designed for borrowers with non-traditional income.
Self-Employed Home Loans allow lenders to evaluate your real income using bank statements, business financials, and asset documentation, rather than relying solely on traditional W-2 income verification.
This option is ideal for:
- Freelancers and independent contractors
- Consultants and commission-based professionals
- Entrepreneurs with variable income
- Borrowers whose tax deductions reduce reported income
Like Business Owner Loans, Self-Employed Home Loans are designed to provide faster approvals, flexible documentation, and a smoother mortgage experience for borrowers who don’t fit traditional lending guidelines.
Call (804) 362-7600 to speak with an investor loan specialist
Why Entrepreneurs
Choose Our Mortgage Team
We help business owners secure the financing they need without unnecessary delays or complicated documentation requirements.
Call (804) 362-7600 to speak with an expert.
Fast prequalification to start the process quickly
Clear, consultative guidance tailored to business owners
Access to hundreds of lenders nationwide
Mortgage specialists experienced with self-employed and entrepreneur income
Financing designed for speed, flexibility, and reliability
Get Started Today
Ready to move forward with a mortgage designed for business owners and entrepreneurs? Our specialists are standing by to provide fast, personalized guidance and help you choose the loan option that fits your financial goals.