Building Your Credit
If you are getting ready to buy a house in the next few years, taking time to build your credit is a great way to get the best rates and keep your costs down. Here are a few steps that…
Questions for Your Real Estate Agent
Getting ready to buy or sell a home? You are probably working with a real estate agent or considering reaching out to one for their expertise and guidance. Here are a few questions to help you find the right fit.…
4 Great Moving Tips for a New Homeowner
Getting ready to move? This is a fun and exciting time, especially if you are moving into your first home. It can also be stressful and a lot of work. Here are some tips to make the process go smoothly.…
Getting Pre-Approved for a Home Loan
If you are starting your home search as a serious buyer, you want to consider getting pre-approved for a home loan. It requires a bit of work upfront but can streamline the process and make purchasing your home that much…
How Does Escrow Work?
When you set up your mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest, taxes, and insurance. All these items combine to create one payment that goes directly to…
How to Boost Your Credit Score to Prepare for Buying a House
If you are getting ready for home ownership, you have probably taken a good long look at your personal finances. Having a great credit score can be helpful when qualifying for a mortgage. If yours is less than stellar, here…
First Time Home Buyer – Pros and Cons of Interest-Only Loans
A typical loan includes monthly payments that are applied to your loan balance and your interest costs. Over the term of the loan, your payment is designed to keep up with that interest while gradually paying off your debt. When…
Getting Your Documents Organized to Buy a Home
Purchasing a home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few ways…
First Time Home Buyer – Ins and Outs of Homeowners Insurance
When you own a home, you purchase homeowners insurance to cover any damage if something unexpected happens to your home. This can include damage from something outside like a storm, or an internal issues from a burst pipe. The type…
First Time Home Buyer – When to Refinance Your Home
Being a first-time home buyer can be a confusing process, even after you’ve closed on your new house and have been living there for a little while. You’ve probably heard the term ‘refinance’ thrown around in the real estate and…
