How to Save for a Mortgage Down Payment
If home ownership is still a distant dream for you, don’t worry and don’t give up. Saving money for a down payment is often one of the hardest steps. Depending on the type of mortgage you plan to use, a…
What Is a Fixed Rate Mortgage?
The most common type of mortgage that new homeowners take out is a fixed rate mortgage. If you are shopping for a new home and talking to lenders, chances are you have gone over the options for a fixed rate…
What do lenders need to know?
It’s a good idea to learn as much as you can about getting a mortgage before you start shopping for a home. That means working with a local mortgage broker, like Capitol Mortgage Group to get the best possible…
Garage Upgrades for Your New Year’s Resolution
Is building healthy lifestyle habits one of your new year’s resolutions for 2022? There’s no time like now to set up your space for success. One of the first places you can start is right in your own garage! Set…
Get a 2nd Opinion!
https://www.youtube.com/watch?v=7VsGHcXU2xc Hey, everybody it's Ken at the Capitol Mortgage Group. Just highlighting yet another example of why it's so important to make sure you're getting a second opinion when you're shopping for a mortgage. A client that called me yesterday…
What to Expect from Real Estate in 2022
2021 saw many people looking to buy a home outside of major urban areas. As more and more people embraced working from home (some even opting for this set up permanently), homes that could support both personal and professional life…
What Is an Adjustable Rate Mortgage?
Getting ready to buy a house? You may have talked to your lender about a few different options for financing. If you’ve heard of the Adjustable Rate Mortgage, you may be wondering if it is a good choice for you.…
Mortgage Rates
https://youtu.be/5LXYOhNFHXk Hey, everyone. It's Ken at the Capitol Mortgage Group. Uh, today's January 10, 2022. So last week, we did see mortgage rates creep up a little bit more than expected. Why is that? Well, due to more concerns over…
Why Your Garage Might Be the Best Part of Your Home
It can be easy for your garage to turn into an abyss of old junk, extra boxes destined for the already-full recycle bin, and off-season decorations. But here are a few great reasons to use this space efficiently and effectively.…
