Making the Most of Your Tax Return as a Homeowner
Did you get a big tax refund this year? If that’s you and you aren’t sure what to do with it, here are a few ideas for those who are homeowners. Put It Towards Principal If you still have a…
When to Wait (and When Not to Wait) to Buy a House
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a big role. We’ve listed all of the things you may…
First Time Home Buyer – Pros and Cons of Interest-Only Loans
A typical loan includes monthly payments that are applied to your loan balance and your interest costs. Over the term of the loan, your payment is designed to keep up with that interest while gradually paying off your debt. When…
Using a USDA Home Loan
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Getting Your Documents Organized to Buy a Home
Purchasing a home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few ways…
Why Staging Your Home Can Increase Your Sales Price
Getting ready to sell your home? You may have a long list of projects that you want to tackle to get top dollar for your house. Staging your home can add expense but may be some of the biggest bang…
First Time Home Buyer – Ins and Outs of Homeowners Insurance
When you own a home, you purchase homeowners insurance to cover any damage if something unexpected happens to your home. This can include damage from something outside like a storm, or an internal issues from a burst pipe. The type…
How to Find Housing in a Competitive Market
The housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and renters looking for a new home. If you are struggling to find housing in today’s market, here are a few…
First Time Home Buyer – When to Refinance Your Home
Being a first-time home buyer can be a confusing process, even after you’ve closed on your new house and have been living there for a little while. You’ve probably heard the term ‘refinance’ thrown around in the real estate and…
First Time Home Buyer – What to Do When You Are Outbid on a Home
There is a big demand for homes right now which has resulted in many people getting into bidding wars to secure the home of their dreams. When you have more buyers than homes, things can get pretty intense. If…
