Probably one of the biggest hurdles to purchasing your first or next home is the DOWN PAYMENT. Or is it? During the early 2000's Real Estate boom 100% Financing or No Money Down Options were everywhere, and then for some…
The answer is always : "The Lowest!" When you shop your mortgage with a local independent mortgage expert broker , their job is to find the LOWEST RATE for YOU!!
Refinancing can be more than just lowering your interest rate. Of course a lower rate is probably the first thing most people will look for, but with home values on the rise you may also be able to lower or…
After 21 years as a mortgage loan officer, the most exciting chapter in my career has just begun!!! I just opened my own Independent Mortgage Brokerage, Capitol Mortgage Group, LLC . Even though I’ve only been open for about 2…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership…
In our last post we talked about the pre-approval and how the twp most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
Did your offer get accepted? If so, congratulations!!! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
