Where are rates going?
Hey everybody, it's Ken at the Capitol Mortgage Group. You know, one question I get asked all the time is, "Ken, where do you think rates are headed to?" You know, that's a tough question, if not maybe impossible…
What the Title Agent Does during Your New Home Purchase
So you have been house hunting, negotiated a price, and have an accepted offer to purchase your new home. Congratulations! Now begins the all-important task of getting to closing. You will meet a lot of new people who will help…
Understanding Your Amortization Schedule
Congratulations, you bought a house! Before you’re able to unpack the last box, your mortgage company has probably been in touch about making that first monthly payment. Welcome to homeownership! If you are itching to get that loan paid off…
Shopping for your next home
Hey everybody, it's Ken at the Capitol Mortgage Group. You know, when you start looking for your next home, you're thinking about a lot of different things. You're thinking about how many bedrooms you need, how many bathrooms, the school…
What Kind of Insurance Do I Need for My Home?
Home is where the heart is. It’s also usually where all of our stuff is and if you want to protect your belongings against fire, flooding, theft, or other accidents, you will need insurance. Insurance is essentially a contract that…
Fed Rate Cut!!
Hey everybody, it's Ken at the Capitol Mortgage Group. So the Federal Reserve dropped rates a quarter of a percent last week. How does that affect your mortgage rate? Not really much at all. The Federal Reserve does not control…
What To Do When You Inherit Real Estate
The passing of a loved one is often a difficult and emotional time. There are many things to arrange and if the person owned real estate, there can be some additional steps to consider when dealing with inheriting property. Understanding…
Do I Need Flood Insurance?
Depending on where you live, flooding may be a daily worry, seasonal concern, or something that you never have to watch. Flooding can quickly become very dangerous to both people and property. The best way to keep yourself safe is…
How much equity do I have in my home?
Home ownership is an admirable goal and one that many Americans work towards throughout their lives. You may think that once you sign on the dotted line and have the keys to your own home, you are a home owner…
