Shopping for a new home can be a lot of fun. You get to explore neighborhoods, different styles of home, and (hopefully) find just the right place for you. Shopping for a mortgage is less glamorous, but still a very…
Hey everybody, it's Ken at the Capitol Mortgage Group. You've probably heard that yesterday the Federal Reserve dropped the fed funds rate by a quarter of a percent. And while that is great news it has zero impact on mortgage…
When you start your house hunting process, you probably have a list of features that your dream home will have—an open floor plan, gourmet kitchen, a great backyard. Lenders have a list of ideal features that a mortgagee will have.…
If you are a homeowner, you have probably experienced a home maintenance surprise. If you haven’t yet, chances are it will happen at some point. Here are a few questions to ask yourself before you take the next step. Are…
Hey everybody, it's Ken at the Capitol Mortgage Group. You know, one question I get asked all the time is, "Ken, where do you think rates are headed to?" You know, that's a tough question, if not maybe impossible…
So you have been house hunting, negotiated a price, and have an accepted offer to purchase your new home. Congratulations! Now begins the all-important task of getting to closing. You will meet a lot of new people who will help…
Congratulations, you bought a house! Before you’re able to unpack the last box, your mortgage company has probably been in touch about making that first monthly payment. Welcome to homeownership! If you are itching to get that loan paid off…
Hey everybody, it's Ken at the Capitol Mortgage Group. You know, when you start looking for your next home, you're thinking about a lot of different things. You're thinking about how many bedrooms you need, how many bathrooms, the school…
Home is where the heart is. It’s also usually where all of our stuff is and if you want to protect your belongings against fire, flooding, theft, or other accidents, you will need insurance. Insurance is essentially a contract that…
