Should I Rent or Buy My Home?
Relocating to a new area or looking for a new home? Ask yourself these questions to decide if it’s the right time to rent or buy as you begin a new chapter. Do I have steady income? If you aren’t…
Moving Day Etiquette
Whether you are moving yourself or hiring a professional team, there are a few ways that you can make moving day more enjoyable and smooth for everyone involved. Follow these tips to be a gracious host on your moving day.…
Save on Refinance Fees
https://youtu.be/BNp0heTe5nw Everyone, it's Ken at the Capitol Mortgage Group. You know, two things you should be looking at when you're refinancing your home loan. First, everyone looks at the interest rate. Second, and maybe more importantly, you should be also…
What Is an Annual Escrow Statement and Why Should I Look at Mine?
Congratulations on owning your home for a full year! It’s such an exciting milestone and chances are that you have learned the ins and outs of your new home, from the squeaky stair to that one uneven floorboard. Now it’s…
Questions to Ask Your Mortgage Lender
Whether you are an experienced home buyer or are looking to purchase your first property, shopping around for a mortgage is an important step to make sure that you are getting the best deal. Here are a few questions to…
Understanding Debt-to-Income Ratio When Buying a Home
Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that banks and credit unions offer to make home ownership possible without saving up hundreds of thousands of dollars to purchase…
Outdoor Home Features from DIY to Professional
Upgrading your home’s outdoor space can make it more enjoyable, add curb appeal, and even increase the overall value of your home. Try one of these projects yourself or get the help of a pro to take advantage of your…
What to Do When Buying a Home Sight Unseen
Many homebuyers want a chance to walk through a home before offering to buy it. This allows you to get a first-hand view of the condition and features that may look great in photos, but aren’t what you need or…
Working with Your Real Estate Agent Again
Looking to purchase or sell your home? If you aren’t a first-time homebuyer, you have probably already used a real estate agent. Unless you are moving to a new area, you likely have the option to work with the same…
